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NZD/USD - Live Chart & Exchange Rate

1 NZD = 0.5662 USD

Indicative rate, updated 7 hours ago. Not a live dealing rate - confirm with your broker before trading.

NZD/USD Sentiment Gauge

A live technical-analysis reading for NZD/USD, from Strong Sell to Strong Buy, updated automatically by TradingView. Forex has no reliable, freely-published Fear & Greed Index the way stocks or crypto do, so this momentum-based gauge is shown instead.

NZD/USD is one of the most heavily traded currency pairs in the world, driven by Reserve Bank of New Zealand policy and dairy and agricultural export prices on one side and US Federal Reserve policy, inflation data and its role as the world's reserve currency on the other. Its deep liquidity means tighter spreads with most brokers serving Zambian traders.

Rates shown here are indicative only. Confirm the exact rate and spread with your broker before trading.

NZD/USD Key Statistics

Latest

0.5671

25 Sep 2026

Highest on record

0.8818

11 Jul 2014

Lowest on record

0.3920

19 Oct 2000

12-month average

0.5824

0.5603 – 0.6079

30 days: -4.83% 90 days: +0.38% 1 year: -2.42% 3 years: -4.91% 5 years: -19.25% 10 years: -22.22%

Over the past year NZD/USD has fallen 2.42%, meaning the NZD has weakened against the USD. In the last 30 days it has moved down 4.83%. Across the last 12 months it traded between 0.5603 and 0.6079. Its highest level in the available history (since 1999) was 0.8818 on 11 Jul 2014, and its lowest was 0.3920 on 19 Oct 2000.

Based on daily data from 4 Jan 1999 to 25 Sep 2026. Source: ECB reference rates (via Frankfurter). A rising rate means the NZD is strengthening against the USD. Past performance does not predict future results.

What Moves NZD/USD

A pair's price is one currency's value measured against another, so the economy behind each side matters.

New Zealand Dollar (NZD)

New Zealand · Reserve Bank of New Zealand (RBNZ) · Free float

The "Kiwi" is an agricultural commodity currency, highly sensitive to dairy prices and to Chinese demand for New Zealand's exports.

Major contributors to the economy

  • Dairy (the largest export)
  • Meat and wool
  • Forestry
  • Tourism
  • Horticulture (kiwifruit, wine)

Key factors

  • Dairy prices. Fonterra's Global Dairy Trade auctions are a regular driver of Kiwi moves.
  • RBNZ policy. The RBNZ was among the first developed central banks to move rates in recent cycles.
  • Chinese demand. China buys a large share of NZ exports.
  • Global risk appetite. Like the Aussie, the Kiwi tends to fall in risk-off markets.

US Dollar (USD)

United States · Federal Reserve (Fed) · Free float

The US Dollar is the world's dominant reserve and trading currency. It sits on one side of roughly nine in ten forex trades, and most commodities, including copper, are priced in it.

Major contributors to the economy

  • Services and finance
  • Technology
  • Advanced manufacturing
  • Energy (a leading oil and gas producer)
  • Healthcare and pharmaceuticals
  • Agriculture and defence exports

Key factors

  • Federal Reserve interest-rate policy. Rate decisions, the "dot plot" and speeches by Fed officials set expectations for US interest rates, the single biggest driver of Dollar value.
  • US inflation and jobs data. CPI/PCE inflation and the monthly Non-Farm Payrolls report shift rate expectations and move the Dollar within minutes.
  • Treasury yields. Higher US bond yields relative to other countries attract capital and lift the Dollar.
  • Safe-haven demand. In global stress the Dollar usually rallies as investors seek safety and liquidity.
  • US fiscal and political developments. Government debt levels, budget standoffs, tariffs and trade policy affect confidence in US assets.

How NZD and USD Interact

The US Dollar is a traditional safe haven. In periods of market stress, investors tend to move money into it, which often pushes it higher against the New Zealand Dollar even when local economic data is unchanged. Because the New Zealand Dollar tends to do well when investors are optimistic, NZD/USD is widely watched as a barometer of global risk appetite.

Central-bank policy matters on both sides: the Reserve Bank of New Zealand (RBNZ) and the Federal Reserve (Fed). When one of them is expected to keep interest rates higher than the other, that currency usually attracts capital and strengthens; a narrowing gap tends to reverse the move.

Markets to Watch

  • Global Dairy Trade price index NZD

    Usually moves with the Kiwi

  • AUD/USD NZD

    The two often move together

  • US 10-year Treasury yield USD

    Typically rises with the Dollar

  • Gold USD

    Usually moves inversely to the Dollar

  • S&P 500 / risk sentiment USD

    Risk-off episodes tend to boost the Dollar

Events & Data to Follow

  • NZD RBNZ Monetary Policy Statements
  • NZD GDT dairy auctions (twice monthly)
  • NZD NZ employment and CPI
  • USD FOMC meetings (8 per year)
  • USD Non-Farm Payrolls (first Friday of the month)
  • USD CPI and PCE inflation
  • USD Fed chair speeches and meeting minutes

Historical Milestones

  1. 2000–01 NZD

    The Kiwi fell to lows near 39 US cents.

  2. 2008 USD

    The global financial crisis triggered a surge in safe-haven Dollar demand.

  3. 2011 and 2014 NZD

    Strong commodity demand and high interest rates carried it to highs in the high 0.80s.

  4. 2014–15 USD

    The Fed signalled tighter policy while other central banks eased, driving a powerful Dollar rally.

  5. 2020 NZD

    The pandemic saw a sharp fall followed by a strong recovery.

  6. 2020 USD

    In March 2020 a global "dash for Dollars" sent the currency sharply higher before the Fed flooded markets with liquidity.

  7. 2022 USD

    The fastest Fed hiking cycle in decades pushed the Dollar to a roughly 20-year high, including parity with the Euro.

Why NZD/USD Matters to Zambian Traders

NZD/USD is one of the most liquid pairs and is offered by virtually every broker serving Zambian traders, usually with the tightest spreads. Moves in the US Dollar seen here also flow through to USD/ZMW.

Compare brokers offering these pairs →

Risks & Trading Hours

  • Small, less-liquid market can move sharply. (NZD)
  • Weather and commodity price shocks. (NZD)
  • Surprise policy shifts or data can cause abrupt moves. (USD)
  • Political events such as tariffs or debt-ceiling standoffs can shake the Dollar. (USD)

Most active: Sydney/Tokyo session • New York session (and the London–New York overlap)

NZD/USD FAQ

What is the current NZD/USD exchange rate? +

1 NZD is worth about 0.5662 USD (indicative, updated 7 hours ago). Always confirm the exact rate with your bank or broker before you convert or trade.

What is the all-time high and low of NZD/USD? +

In the data we track (since 4 Jan 1999), NZD/USD peaked at 0.8818 on 11 Jul 2014 and bottomed at 0.3920 on 19 Oct 2000.

What moves the NZD/USD exchange rate? +

NZD/USD is influenced by the relative strength of the New Zealand Dollar and the US Dollar. Key factors include: Dairy prices, RBNZ policy, Federal Reserve interest-rate policy, US inflation and jobs data. See the sections above for the full list.

When is the best time to trade NZD/USD? +

Activity and liquidity are typically highest during: Sydney/Tokyo session • New York session (and the London–New York overlap). Spreads are usually tighter when the relevant markets are open.

Is NZD/USD good for beginners? +

NZD/USD is a major pair with high liquidity and generally tight spreads, which many beginners find easier to follow. It still carries significant risk - practise on a demo account first.

This page is educational and is not investment advice. Rates, statistics and commentary are indicative and may contain errors or be out of date. Forex and CFD trading carries a high risk of loss.